Consolidating student loan calculator
With an average balance of ,000, student debt is a big part of the average college graduate's life.
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Laurel Road offers variable interest rates ranging from 2.89% to 7.38% APR.
Alternatively, if you prefer a fixed rate, you can expect to land somewhere between 3.25% and 7.13% APR.
So Fi refinance loans are private loans and do not have the same repayment options that the federal loan program offers such as Income Based Repayment or Income Contingent Repayment or PAYE.
Licensed by the Department of Business Oversight under the California Financing Law License No. So Fi loans are originated by So Fi Lending Corp., NMLS # 1121636. Minimum Credit Score: Not all applicants who meet So Fi’s minimum credit score requirements are approved for student loan refinancing.
Read on to get the information you need before you decide.Unlike hard credit inquiries, soft credit inquiries (or soft credit pulls) do not impact your credit score.Soft credit inquiries allow So Fi to show you what rates and terms So Fi can offer you up front.Each lender has its own specific underwriting criteria, so you may have a better chance of approval by certain lenders.Our detailed lender reviews give more information about lender approval.
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In addition to requiring your explicit permission, these credit pulls may impact your credit score. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. If approved, your actual rate will be within the range of rates listed above and will depend on a variety of factors, including term of loan, a responsible financial history, years of experience, income and other factors.